3 STEPS TO BUYING A HOUSE
Step 1
Step 2
Step 3
Step 1
A lender will pre qualify you to purchase a home. Once you have been pre qualified, the lender will issue you a pre approval letter, which is needed to make offers.
You must first prepare all your financial documents to meet with a lender:
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Financial statements
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Bank accounts
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Investments
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Credit cards
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Auto loans
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Recent pay stubs
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Tax returns for two years
Step 2
Buying a property requires making many important financial decisions and understanding the process.
Therefore I commit to providing the following as your Realtor:
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Free buyer consultation
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MLS app to give you easy and quick access to properties for sale.
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As a full-time Realtor I have the ability to adjust my schedule to accommodate yours.
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I will listen attentively to your needs and concerns.
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Once you identify a property you like, I will help you draft your offer in a way that gives you the advantage over another offer.
Step 3
Your offer has been accepted !!
You now have an effective agreement which is a legal arrangement between a potential purchaser and the property’s seller.
During the process I will keep you constantly updated, so you will always be prepared for the next step.
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The process:
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Open Escrow and executed contract is sent to lender.
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Buyer takes deposit to escrow (EMD)
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You will meet with your lender
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Schedule inspections / order appraisal
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Review inspections results
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Request for any repairs, if needed
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Contingency removal, inspection and financing
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Sign loan documents
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Final walk-through
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Close of escrow
