3 STEPS TO BUYING A HOUSE

Step 1

Step 2

Step 3

Step 1

A lender will pre qualify you to purchase a home. Once you have been pre qualified, the lender will issue you a pre approval letter, which is needed to make offers. 

You must first prepare all your financial documents to meet with a lender:

  • Financial statements 

  • Bank accounts 

  • Investments 

  • Credit cards 

  • Auto loans 

  • Recent pay stubs 

  • Tax returns for two years 

 

Step 2

Buying a property requires making many important financial decisions and understanding the process. 

Therefore I commit to providing the following as your Realtor:

  • Free buyer consultation 

  • MLS app to give you easy and quick access to properties for sale. 

  • As a full-time Realtor I have the ability to adjust my schedule to accommodate yours. 

  • I will listen attentively to your needs and concerns. 

  • Once you identify a property you like, I will help you draft your offer in a way that gives you the advantage over another offer. 

Step 3

Your offer has been accepted !!

You now have an effective agreement which is a legal arrangement between a potential purchaser and the property’s seller. 

During the process I will keep you constantly updated, so you will always be prepared for the next step.

The process: 

  • Open Escrow and executed contract is sent to lender. 

  • Buyer takes deposit to escrow (EMD) 

  • You will meet with your lender

  • Schedule inspections / order appraisal 

  • Review inspections results 

  • Request for any repairs, if needed

  • Contingency removal, inspection and financing  

  • Sign loan documents 

  • Final walk-through 

  • Close of escrow 

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